I Can't Handle This Work Pressure Anymore. Can I Retire?
Vikram is 51. Good job. Respected title. Hasn't slept more than 5 hours on a weeknight in four years. He opens his laptop at 6 AM. Closes it past midnight. His doctor said: stress. His family said: please slow down. He has 1.2 crore in PF, some mutual funds, and a house. He doesn't know if that's enough to stop or just enough to feel like it might be.
The freedom he's looking for might already exist on a spreadsheet he's never opened.
THE REAL QUESTION
Retirement isn't an age. It's a number. Have you ever sat down and actually calculated what "enough" looks like monthly expenses, healthcare, inflation over 30 years? Most people who feel trapped haven't. The freedom they're looking for might already exist on a spreadsheet they've never opened.