I Chose Not to Marry. Can I Still Build a Secure Future?
Kavitha is 36. Lives alone. Earns well. Made peace with her choices. But every financial product she encounters seems designed for couples, joint home loans, family floater health plans, spouse nominees. The system keeps assuming a partner she doesn't have. She wants to know: Can a single person retire securely? Who will take care of her at 75?
The answer is yes, but the plan looks different.
THE REAL QUESTION
Single people often retire more securely than couples because they planned for it alone. Higher emergency reserves. Stronger health and critical illness cover. A detailed will. A retirement corpus built entirely on one income. The absence of a second income is a variable, not a weakness.